Fun and financ

  The "Free" Coffee Incident One Tuesday, Arthur realized he had a rewards punch card for The Caffeinated Badger . He only needed one more stamp for a free latte. The Logic: A free latte is a 100% return on investment. The Reality: To get the stamp, he had to buy a coffee. The Problem: The cheapest coffee was $4.50. Arthur spent forty minutes calculating the Opportunity Cost . If he invested that $4.50 in a low-cost index fund with an average annual return of 7%, in thirty years, that latte would be worth approximately $34.25. "I am literally drinking my future mansion," Arthur whispered to the barista, who just wanted to go on her lunch break. The Crypto "Moon" Phase Arthur’s cousin, "Big Al," told him about a new cryptocurrency called GarlicBreadCoin (GBC) . "It’s decentralized yeast, Artie! It’s going to the moon!" Al shouted over a Zoom call from what looked like a basement filled with empty energy drinks. Arthur, usually a man o...